Happy holidays to you and your family from your tax preparers at Pearson & Co.! We wish you joy, peace, and a prosperous 2026!
Remember to be on the lookout for year-end statements in the mail and in your email (sometimes in your junk or spam folder) that are needed to prepare your tax return. Some of these are also available online. Here are some of the documents to keep an eye out for.
Brokerage Statements
Send all pages, front and back, for each statement you download or receive in the mail. Although it seems plausible your preparer only needs the summary pages, that is not the case. The preparer needs everything.
1095-A
If anyone in your household had a Marketplace plan this year, a statement will be mailed by mid-February from the Marketplace, not the IRS. May also be available online.
You must have your Form 1095-A before you file.
SSA-1099
Mailed to individuals who receive Social Security benefits.
You can obtain your SSA-1099 form online starting February 1.
1099s
1099-NEC / 1099-MISC – for freelance, contractor, or side gig income.
1099-INT / 1099-DIV – for interest and dividend income from banks, credit unions, and investments.
1099-B / 1099-S – for stock, mutual fund, or cryptocurrency sales; or sale of property.
1099-R / 1099-Q – from retirement accounts, pensions, or 529 plans.
5498-SA
If you participated in a health savings account (HSA), Archer Medical Savings Account (MSA) or Medicare Advantage (MA MSA), account trustees must provide copies of the form to both the IRS and the participating employees.
1098s
Mortgage Interest Statement (Form 1098) – includes property taxes sometimes.
Student Loan Interest (Form 1098-E).
Tuition / Education Expenses (Form 1098-T) – for education credits or deductions.